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Finance with RBTT

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Features and Benefits

  • The interest rate is fixed (add-on) for the full term, so you know exactly how much interest you'll pay and protect you from increased expense during a rising rate environment.
  • Salary assignment or loan payment deduction.

Requirements

  • Borrower has to be permanently employed for at least one year with current employer.
  • Two recent salary slips.
  • Valid ID, Passport, ID (Sedula) Driver’s license.
  • Job letter stating employment term and salary information.
  • In case of used car finance, copy of car order.
  • If client is married all details of spouse must be included.
  • In case of no Dutch passport or Sedula, ask for resident/work permit.
  • 6 months to maximum 5 years.
  • For gross salary<= ANG.2, 000 p/m maximum tenor 3 years. Age 18 – 60 years.
  • For clients> 60 years tenor 2 years.
  • Maximum 33%, not exceeding 40% when mortgage payment is included. To include 5% of limit of credit card for calculation. (when consolidating IF loan, maximum debt ratio 25% for personal loan, 35% for mortgage).

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